Special Needs Planning

Planning for a loved one with special needs can feel overwhelming—especially when you’re thinking long-term. How will they be cared for? Who will manage their finances? What happens when you're no longer able to provide support?


At DDV Law, we help families create legal and financial structures that support long-term care, preserve access to public benefits, and ensure peace of mind. Our special needs planning services are designed to empower you and protect your loved one’s future—without compromising their dignity or independence.

Call us now for a consultation– (312) 878-0155

Plan Today for a More Secure Tomorrow

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Helping You Protect What Matters Most

Building Legal Tools That Support Independence and Security

Special Needs Trusts (SNTs)

We draft and establish both first-party and third-party trusts that allow assets to be held for the benefit of a disabled individual without affecting eligibility for SSI or Medicaid.

Guardianship & Successor Planning

We help establish guardianship when necessary, and guide families in selecting and preparing a successor decision-maker for the future.

ABLE Accounts Guidance

We explain how ABLE accounts can be used alongside SNTs to enhance independence while maintaining public benefit eligibility.

Letter of Intent & Future Planning

We help document wishes, routines, contacts, and care needs in a way that guides future caregivers or trustees.

Coordination with Estate Planning

We ensure your overall estate plan works seamlessly with your special needs plan—so nothing falls through the cracks.

Every special needs situation is different. Our attorneys take the time to understand your goals and build a plan that reflects your family’s values, responsibilities, and hopes for the future.

Personalized Plans for Complex, Lifelong Needs

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Decades of experience in estate and disability planning

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Thoughtful, compassionate attorneys with deep elder and special needs law knowledge

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Plans built to support both public benefits and long-term family care

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Serving families in Chicagoland & Northwest Indiana

Frequently Asked Questions About Special Needs Planning

  • What is a special needs trust and why is it important?

     A special needs trust holds assets for someone with disabilities without jeopardizing their eligibility for government programs like Medicaid or SSI. It allows for supplemental care and quality of life improvements.

  • Can family members contribute to a special needs trust?

    You may still be able to recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage or by pursuing other legal options.


  • When should I set up a plan?

     Ideally, as early as possible. Special needs planning is not just about finances—it’s about legal authority, long-term care, and clear communication. Starting early helps avoid future complications.

  • What’s the difference between an ABLE account and a special needs trust?

    This is common. We take a supportive, non-coercive approach and can work through the legal system to protect the elder even if they’re hesitant to come forward.

  • Can I name a trustee who’s not a family member?

    Absolutely. In fact, it’s often recommended to consider a neutral third party or co-trustee, especially for long-term oversight. We help you weigh your options and choose someone who aligns with your loved one’s needs.

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